Florida Capital Bank (FLCBank)
10151 Deerwood Park Boulevard, Bldg 100, Ste 200, Jacksonville, FL 32256
https://www.flcbmtg.com
Internal Reviews
(0 reviews)
Total loans closed with Loan Factory
8
Total loans closed with Loan Factory (past 12 months)
4
Lender overview
Basic information
Florida Capital Bank, N.A. ISAOA ATIMA P.O. Box 551390 Jacksonville, Florida 32255-1390
Florida Capital Bank, N.A. ISAOA ATIMA P.O. Box 551390 Jacksonville, Florida 32255-1390
Lock policies & Fees
Lock Policies
Extension Costs (Subject change without notice)
****Extensions available online**** # 1st Ext 2nd Ext # 1st/2nd Ext
Extensions are .025 per day 1 Day -0.025 -0.025 1 Day -0.025
Maximum days total (cummulative) = 30 Maximum days total = 30
pricing must improve by 1% and borrower must receive at least .125% rate reduction plus relock fee
Lender's niche & Overlays
Personalized service from a seasoned team. Access to your assigned underwriter.
Allow lender credit to cover BPC.
Overlays FLCBank Conventional and Government - July 2025 (002).pdf
Florida Capital Bank Mortgage is a special lender who has competitive rates on Florida state loans. We also have special pricing for second homes and investment properties.
We will allow Hawaii and Alaska as exceptions which must be approved by our Management.
Our HELOC is not allowed in Alaska, Hawaii, TN, TX and NY.
Our Bridge loan is not allowed in Alaska, Alabama, Hawaii, Nevada, New Jersey, New York, Texas
Lender turn time
1
1
1
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